Bagging a bargain with loyalty cards

Loyalty cards are a good way of getting money for nothing. If we look at some of the most popular, Boots' Advantage card comes in as one of the best on the market with four points awarded for every pound spent. This equates to a four per cent discount.

However, you don’t have to spend loyalty points in the same shop and sometimes, it is far better value to use them elsewhere. Supermarket loyalty cards such as Tesco Clubcard and Sainsbury's Nectar can be used on a range of activities and work out at better value if you look closely. These range from the hire of videos to days out at theme parks, ideal if you are thinking about how to entertain the grandchildren over the summer holidays.

It’s also worth looking for promotions that offer more points than usual. Tesco is offering to double vouchers if you use them on various items. It costs nothing to get a loyalty card but the value will only mount up if you use the points awarded. It is very easy to amass vouchers and never use them. Look online for the best deals and make sure that you have a clear idea of where they can be spent to maximise their value.

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