Seniors Discounts compares senior travel insurance providers

The destination has been picked, flights are arranged, accommodation is confirmed and your thoughts wander as you imagine yourself enjoying a well deserved holiday. In this moment of bliss you start feeling increasingly uncomfortable. You know there is something else you need to finalise but not quite sure what, then like a bombshell it hits you- Travel insurance.

You take a deep breath to compose yourself, but you find it hard not to focus on the problems you've experienced or been told about by friends. You're not sure who to speak to or where to go without paying a small fortune for cover. This is where Seniors Discounts steps in. We've tried to uncover all the best deals and cheap travel insurance for senior citizens.

Comparing senior citizens travel insurance

Seniors Discounts recently conducted a price comparison across a variety of senior citizen travel insurance providers. We've only listed the most competitive quotes below, and it pays to shop around because some quotes received were in excess of £200.

Company	Destination	Age	Days	Price
Select Travel Insurance	Europe	66 - 69	45	£49
Help the Aged	Europe	66 - 69	45	£51
Age Concern	Europe	65 - 69	45	£74
Saga	Europe	66 years	45	£86
Insureandgo	Europe	66 - 69	45	£86
Flexicover - Silver	Europe	66 - 70	45	£96
Flexicover - Gold	Europe	66 - 70	45	£128
MRL	Europe	65 - 69	45	£145

Date: July 2006

This table only serves as a guide. Please make sure you're fully aware of coverage and terms before purchasing a travel insurance policy.

Senior travel insurance providers

The good news is senior travel insurance is becoming more competitive, which is helping to drive down the price. However, we recommend before purchasing a policy you're are aware of what you're covered for and any excess you may have to pay in the event of making a claim. Just because it's the cheapest policy it doesn't mean it's the right travel insurance cover for you.

Here are the details senior travel insurance providers:

Insure for Travel Insurance

Insure for Travel came in as the cheapest senior travel insurance provider. Under most sections of this insurance you have to pay an excess if you decide to make a claim. Please make sure you're aware of the excess outlined in the "limits of cover" on their website.

Insure for Travel will cover people under 70 on world-wide multi-trips and under 75 for European multi-trips.

Help the aged- Travel insurance tailored for the over 50s

Help the Aged travel insurance provides single trip and annual policies for European and Worldwide cover. Outlined below are some of the benefits of taking out senior citizen travel insurance with Help the Aged:

Help the Aged - Travel Insurance
No upper age limit	Immediate cover, over the phone, no complicated forms to fill in
£10 million medical expenses	Cover for cancellation should your carer be ill and unable to travel with you
Trips within UK covered on annual policies	£25,000 legal expense costs
Cancellation cover for car hire	Up to £300 cover for cash during the 72 hours preceding your planned journey
Up to £2,500 luggage and personal possessions cover	Up to 90 day single trip cover

For more information on senior citizens travel insurance and a no-obligation quote, call Help the Aged- Free call 0800 41 31 80. Lines are open Monday to Friday, 8am-8pm and Saturday, 9am-5pm.

Age Concern

Age Concern senior travel insurance offers single trips and annual policies, and it doesn't matter how old you are.

For more information visit the Age Concern website click here

For a free no-obligation travel insurance quote, call 0845 601 2234.

Saga Travel Insurance

Provides high levels of cover at reasonable prices. This may be part of the reason it's the preferred choice travel insurance policy for so many people over 50.

Saga offers both single and multi-trip policies.

Insure and Go

Insure and go provides travel insurance to people up to 75 years of age, and is only available online. At the time of writing they offered 4 separate packages which varied in price depending on your holiday requirements.

Flexi Cover Direct

Flexi Cover will provide quotes for any person up to the age of 85 years. You can make sure your covered for European or International travel on both single or multi-trips. And if you're feeling adventurous they will cover you for sporting activities.

MRL- Over 65 travel insurance

Provide single trip and long stay policies for people aged 65 to 89 years and annual multi-trip policies for people up to the age of 74.

Travel tips for the over 50's

Before you leave for your trip you should make sure you applied for and received your European Health Insurance Card (EHIC), which replaces E111.

EHIC is free and being a UK resident you're entitled to medical treatment that
becomes necessary, at reduced cost or sometimes free, when temporarily
visiting a European Union (EU) country, Iceland, Liechtenstein, Norway or
Switzerland.

Find out more on European Health Insurance Card (EHIC)

To find out your country by country entitlements within EEA countries

Various countries around the world have reciprical health agreements with the UK, which may entitle you to free or low cost treatment if you're sick or injured.

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