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Over 65 travel insurance - Find the right insurer

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Over 65? Travel insurance can be a time consuming and costly ordeal. For individuals looking for travel insurance you will quickly find your options are limited because only one third of travel insurers will provide cover to people over 65.

Travel insurance company, Karma Insurance, highlighted in a recent survey a couple aged 65 and 66 taking a two week holiday in Spain can pay as much as £209 for travel insurance. People under 60 can pay as little as £20 for similar policies.

If you're looking for car insurance the news isn't a great deal better.

According to Age Concern one in five over 65s seeking car insurance is unable to get a quote, with that figure rising to one in four by the time they reach 75 years old.

Equality minister Harriet Harman is hoping to put an end to insurance age discrimination. Insurers will be required to prove they have performed an appropriate risk assessment for each client and charge them accordingly.

But experts warn that legal changes could be a long way off and harmful to the insurance industry. If poorly implemented there may be a reduction in competition with some products being withdrawn. This could have a flow on effect and increase premiums for all age groups.

In the mean time there is some hope. Below you will find a table of companies who provide over 65 travel insurance policies. Otherwise, you can get free quotes and customer reviews on travel insurance providers at 65 travel insurance.

Over 65 travel insurance providers

 

Company Information Free Quote
Saga Travel Insurance
  • No upper age limit

  • Discounts for partners and any other couples covered by the policy

  • Cover most pre-existing medical conditions

  • Policies include up to £10,000,000 medical, £5,000 cancellation & £2,500 baggage cover



Insure for All Travel Insurance
  • Specialist over 65 travelinsurance policies

  • Single, annual and multi-trip cover

  • Policies include up to £10,000,000 medical, £3,000 cancellation & £25,000 personal accident cover

Get Free Quote
Staysure Travel Insurance
  • Specialised travel insurance for people over 65

  • Single (up to 100 days) and annual multi-trip cover

  • Cover up to 85 years

Get Free Quote
EHICPlus Travel Insurance
  • Low cost travel insurance for Europe

  • No upper age limit for single trip and annual cover

  • Cover available for Pre-existing medical conditions

  • Underwritten by Lloyd's

  • Insurance for trips up to 4 months

  • 14 days money back guarantee

Get Free Quote

Should patients who have been admitted to hospital because of alcohol have to pay for their treatment?




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