Over 50s Life Cover Plan from Engage Mutual

Being prepared today will help your loved ones tomorrow – if you’re thinking about leaving a cash lump sum after you die, an Engage Mutual Over 50s Life Cover Plan is a simple way to achieve it.

Three great reasons to take out an engage Over 50s Life Cover Plan?

• Guaranteed acceptance without a medical
• Life cover from just 27p a day
• PLUS a 5% discount and a free gift or cashback when you take out a plan online*

Acceptance without a medical

All we ask is that you’re a UK resident aged between 50 and 80 and we guarantee to accept you without a medical and there are no doctors or medical questions involved. The lump sum payout could contribute towards funeral expenses, help pay bills or simply provide something for your grandchildren to remember you by. The lump sum normally forms part of your estate and may be subject to inheritance tax.

How much does it cost?

We think that cover should be available to everyone and that’s why you can choose your monthly payments starting from just £8 a month! The amount of cover that you will receive depends on your personal circumstances and the premium you pay. You’ll only pay premiums until your 90, but you will still be covered for life. If you stop paying premiums before the age of 90, your life cover will stop. This plan has no cash in value.

How does the cover work?

If in the first two years you die of natural causes, we’ll pay back your premiums plus half again. And should you die as a result of an accident in the same period we will pay out either three times the life cover benefit or £32,000 whichever is lower. If you die after two years we will pay out your chosen level of cover. In some circumstances there may come a time when you have paid more in premiums than would be paid out when you die.

For more information and to find out how to apply online please visit engagemutual.com

* Terms and Conditions apply

Engage Mutual Assurance is a trading name of Homeowners Friendly Society Limited (HFSL) - Registered and Incorporated under the Friendly Societies Act 1992, Registered number 964F. HFSL is authorised and regulated by the Financial Services Authority (FSA), FSA Register number 110072. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register/home.do or by contacting the FSA on 0845 606 1234.

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