People over 50 could benefit from shopping around for their motor insurance, as new plans are proposed to test drivers' faculties. Loyalty gives no reward.

With interest rates in the UK plummeting, it is time to look further afield for better returns. European income funds may be one good option.

Premium Bonds are quite popular with the elderly. We all like to feel we are 'winning', but are Premium Bonds really a good investment?

There's not much good news about, especially at this time of year. But if you're thinking of getting away from it all, you might be able to bag a bargain as average hotel prices are down around the world.