Don't pay more on daily living than you need to. The government and various companies have a number of senior concessions and benefits available to older people living in the UK. Read through the senior concessions below to see what you may be entitled to and how much you can save.

Freedom Pass

If you're a permanent resident in a London borough aged over 60, you can apply for a Freedom Pass for travelling around London. The Freedom Pass entitles you to free travel on London's public transport - Tube, buses, trains, Docklands Light Rail (DLR) and trams. Using your Freedom Pass to travel free is easy and straightforward but it can only be used at certain times:

• Free travel on the Tube, DLR and Tramlink services- 24 hours
• Bus services operated by Transport for London (TfL) provide free travel - 24 hours
• National Rail services are generally available from 09:30 week days (09:00 on some routes) and any time on weekends and public holidays.
• Thames Riverboat services provide discounts for all Freedom Pass holders

For more information on Freedom Pass click here

Senior Railcard

You can save 1/3 on most Standard and First class rail fares throughout Britain with a Senior Railcard if you're over 60. Senior Railcard can be used for both long and short trips and is accepted anytime during the week, weekends and public holidays.

In just a few short trips you will have covered the cost of the card.

For more information click here

Free local bus travel

People over the age of 60 are entitled to free off-peak local bus travel throughout England. Off- peak travel is available from 09:30 week days and weekends.

To apply for free local bus travel speak to your local council click here

For more information free bus travel

Free passport

If you're a British national and you were born on or before 2nd Septmber 1929 you're entitled to a free standard 32-page ten-year passport.

The application for a free passport can be completed online and once you have completed and submitted the online form, it will be returned to you to sign and date. You will then need to enclose the right photos and documents, before returning it to the Identity and Passport Service for processing.

Apply for your free passport click here

For more information on free passports click here

If you require advice over the telephone ring the Passport Adviceline 0870 521 0410, 24 hours a day.

Free TV licence

Take advantage of a free TV licence if your 74 plus, or your living in a household where one of the occupants is over 74.

For more information on a free TV licence click here or call 0870 241 6468.

More information and concessions for the over 50's

The UK Government run website DirectGov provides a wealth of information for people 50 plus. Just a few of the topics you can read more about include:

• Planning for retirement and UK State pension information
• Working in retirement
• Advice on senior living and care
• Additional senior concessions and benefits available in the UK
• Senior citizens help with driving and mobility

For more information click here